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 but to a man who owns only three or four it would mean ruin but for the "Hackney Carriage Proprietors' Provident Institution's" assistance in helping him to tide over his difficulties. And it must be remembered that the majority of cab proprietors are small owners; on December 31, 1900, there were 2782 licensed cab proprietors in London, and of these 2207 owned from one to five vehicles.

The "Hackney Carriage Proprietors' Provident Institution" had been in existence barely two years when the "Cabmen's Shelter Fund" was started. Its object was to provide for cabmen on the ranks a place where they could obtain protection from the weather, and purchase good, wholesome food at moderate prices.

On February 6, 1875, the first shelter for London cabmen was opened in Acacia Road, St. John's Wood, by the Hon. Arthur Kinnaird, M.P., Vice-President of the Society. Among the crowd which had assembled to witness the ceremony were some thirty or forty cabmen who came, as representatives of their class, to do honour to the occasion. By the end of the year the Society had thirteen shelters in various parts of the