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190 and on a point close to the sea. A storm coming on a few days later and in consequence a fresh in the river, a lot of goods were carried out to sea before they could be removed. Some of the storekeepers sustained severe loss. Waite was one of the number and J. R. Fraser another. Ferguson and Buchanan had erected a store on the south beach, but afraid of it being washed away, removed it over to the north side. On the passengers being landed there was quite a rush for allotments. Amongst the first marked out were those for Cassius and Comiskey, the Bank of New Zealand and Ferguson and Buchanan. I did not mark out one but got the mail bag and rode off to the Grey. I reached there at ten o’clock at night, and rather astonished Mrs. Waite by putting in an appearance at that hour with the mail.

“When I returned the next day I scarcely knew the place, it had so changed in appearance, even in that short time; buildings were going up in all directions. The inspector of the Bank of New Zealand decided to put up a building, which he did as soon as timber was procurable. I agitated for an office, and was informed one would be provided if the rush turned out a good one. As soon as the Bank of New Zealand was finished, two or three other hands were sent down, and an agency opened. I was then working at a great disadvantage, inasmuch as Walmsley was still my opponent in the field, and his bank having an office in