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 appointed me to come the next day, telling me I might in the meantime satisfy myself of him by inquiry, which, however, I knew not how to do, having no acquaintance myself.

Accordingly I met him the next day, when I entered more freely with him into my case. I told him my circumstances at large: that I was a widow come over from America, perfectly desolate and friendless; that I had a little money, and but a little, and was almost distracted for fear of losing it, having no friend in the world to trust with the management of it; that I was going into the North of England to live cheap, that my stock might not waste; that I would willingly lodge my money in the bank, but that I durst not carry the bills about me; and how to correspond about it, or with whom, I knew not.

He told me I might lodge the money in the bank as an account, and its being entered in the books would entitle me to the money at any time; and if I was in the north I might draw bills on the cashier, and receive it when I would; but that then it would be esteemed as running cash, and the bank would give no interest for it; that I might buy stock with it, and so it would lie in store for me, but that then if I wanted to dispose of it, I must come up to town to transfer it, and even it would be with some difficulty I should receive the half-yearly dividend, unless I was here in person, or had some friend I could trust with having the stock in his name to do it for me, and that would have the same difficulty in it as before; and with that he looked hard at me and smiled a little. At last says he, 'Why do you not get a head-steward, madam, that may take you and your money together, and then you would have the trouble taken off of your hands?' 'Ay, sir, and the money too, it may be', said I; 'for truly I find the hazard that way is as much as 'tis t'other way'; but I remember I said secretly to myself, 'I wish you would ask me the question fairly; I would consider very seriously on it before I said No.'

He went on a good way with me, and I thought once or twice he was in earnest, but, to my real affliction, I found at last he had a wife; but when he owned he had a wife he shook his head, and said with some concern, that indeed he had a wife, and no wife. I began to think he had been in the condition of my late lover, and that his wife had been lunatic, or some such thing. However, we had not much more discourse at that time, but he told me he was in too much hurry of business then, but that if I would come home to his house after their business was over, he would consider what might be done for me, to put my affairs in a posture of security. I told him I would come, and desired to know where he lived. He gave me a direction in writing, and when he gave it me he read it to me, and said, 'There 'tis, madam, if you dare trust yourself with me.' 'Yes, sir', said I; 'I believe I may venture to trust you with myself, for you have a wife, you say, and I don't want a husband; besides, I dare trust you with my money, which is all I have in the world, and if that were gone, I may trust myself anywhere.'

He said some things in jest that were very handsome and mannerly, and would have pleased me very well if they had been in earnest; but that passed over, I took the directions, and appointed to be at his house at seven o'clock the same evening.

When I came he made several proposals for my placing my money in the bank, in order to my having interest for it; but still some difficulty or other came in the way, which he objected as not safe; and I found