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 that he should have a run of luck, that by dint of “swapping” he should gradually metamorphose a horse worth forty pounds into a horse that would fetch a hundred at any moment—“judgment” being always equivalent to an unspecified sum in hard cash. And in any case, even supposing negations which only a morbid distrust could imagine, Fred had always (at that time) his father’s pocket as a last resource, so that his assets of hopefulness had a sort of gorgeous superfluity about them. Of what might be the capacity of his father’s pocket, Fred had only a vague notion: was not trade elastic? And would not the deficiencies of one year be made up for by the surplus of another? The Vincys lived in an easy profuse way, not with any new ostentation, but according to the family habits and traditions, so that the children had no standard of economy, and the elder ones retained some of their infantine notion that their father might pay for anything if he would. Mr Vincy himself had expensive Middlemarch habits—spent money on coursing, on his cellar, and on dinner-giving, while mamma had those running accounts with tradespeople, which give a cheerful sense of getting everything one wants without any question of payment. But it was in the nature of fathers, Fred knew, to bully one about expenses: there was always a little storm over his extravagance if he had to disclose a debt, and Fred disliked bad weather within doors. He was too filial to be disrespectful to his father, and he bore the thunder with the certainty that it was transient; but in the mean time it was disagreeable to see his mother cry, and also to be obliged to look sulky instead of having fun; for Fred was so good-tempered that if he looked glum under scolding, it was chiefly for propriety’s sake. The easier course plainly, was to renew the bill with a friend’s signature. Why not? With the superfluous securities of hope at his command, there was no reason why he should not have increased other people’s liabilities to any extent, but for the fact that men whose names were good for anything were usually pessimists, indisposed to believe that the universal order of things would necessarily be agreeable to an agreeable young gentleman.

With a favour to ask we review our list of friends, do justice to their more amiable qualities, forgive their little offences, and concerning each in turn, try to arrive at the conclusion that he will be eager to oblige us, our own eagerness to be obliged being as communicable as other warmth. Still there is always a certain number who are dismissed as but moderately eager until the others have refused; and it happened that Fred checked off all his friends but one, on the ground that applying to them would be disagreeable; being implicitly convinced that he at least (whatever might be maintained about mankind generally) had a right to be free from anything disagreeable. That he should ever fall into a thoroughly unpleasant position—wear trousers shrunk with washing, eat cold mutton, have to walk for want of a horse, or to “duck under” in any sort of way—was an absurdity irreconcilable with those cheerful intuitions implanted in