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, we have seen, had a debt on his mind, and though no such immaterial burthen could depress that buoyant-hearted young gentleman for many hours together, there were circumstances connected with this debt which made the thought of it unusually importunate. The creditor was Mr Bambridge, a horse-dealer of the neighbourhood, whose company was much sought in Middlemarch by young men understood to be “addicted to pleasure.” During the vacations Fred had naturally required more amusements than he had ready money for, and Mr Bambridge had been accommodating enough not only to trust him for the hire of horses and the accidental expense of ruining a fine hunter, but also to make a small advance by which he might be able to meet some losses at billiards. The total debt was a hundred and sixty pounds. Bambridge was in no alarm about his money, being sure that young Vincy had backers; but he had required something to show for it, and Fred had at first given a bill with his own signature. Three months later he had renewed this bill with the signature of Caleb Garth. On both occasions Fred had felt confident that he should meet the bill himself, having ample funds at disposal in his own hopefulness. You will hardly demand that his confidence should have a basis in external facts; such confidence, we know, is something less coarse and materialistic: it is a comfortable disposition leading us to expect that the wisdom of providence or the folly of our friends, the mysteries of luck or the still greater mystery of our high individual value in the universe, will bring about agreeable issues, such as are consistent with our good taste in costume, and our general preference for the best style of thing. Fred felt sure that he should have a present from his uncle,