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consequence of what he had heard from Fred, Mr Vincy determined to speak with Mr Bulstrode in his private room at the Bank at half-past one, when he was usually free from other callers. But a visitor had come in at one o’clock, and Mr Bulstrode had so much to say to him, that there was little chance of the interview being over in half an hour. The banker’s speech was fluent, but it was also copious, and he used up an appreciable amount of time in brief meditative pauses. Do not imagine his sickly aspect to have been of the yellow, black-haired sort: he had a pale blond skin, thin grey-besprinkled brown hair, light-grey eyes, and a large forehead. Loud men called his subdued tone an undertone, and sometimes implied that it was inconsistent with openness; though there seems to be no reason why a loud man should not be given to concealment of anything except his own voice, unless it can be shown that Holy Writ has placed the seat of candour in the lungs. Mr Bulstrode had also a deferential bending attitude in listening, and an apparently fixed attentiveness in his eyes which made those persons who thought themselves worth hearing infer that he was seeking the utmost improvement from their discourse. Others, who expected to make no great figure, disliked this kind of moral lantern turned on them. If you are not proud of your cellar, there is no thrill of satisfaction in seeing your guest hold up his wine-glass to the light and look judicial. Such joys are reserved for conscious merit. Hence Mr Bulstrode’s close attention was