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 sician. Everything needful from a hospital's emergency equipment is rolled swiftly to your door."

Mr. Gilman was beginning to grow restless and to look about him as if seeking means of escape. "It's no use," he said and obviously he summoned resolution. "I may begin to see what you call the 'vision' myself, but bankers and credits are concerned not with visions, but with facts. I should not feel justified in risking my clients' money upon such a vision."

"Then don't. Risk your own! We are organizing the Morris-Judson Automobile Company today. One hundred thousand shares of stock are for sale at par value of one dollar. Take ten thousand—fifty—take all of it, Mr. Gilman, and you will never regret it. I expect to sell one thousand cars next year, with nearly two hundred thousand dollars profit. That's eighty per cent. on our capital in one year. Does that look reasonable?"

"No, it doesn't," declared Stephen Gilman shortly, yet his eyes were alight; there was a certain cupidity in the way in which he licked his long, thin lips. "And yet it does look to have a certain amount of basis, the way you put it."

George fell back as inevitably as ever on what others were doing in their pioneer years. "And probably not a banker in on those creamy profits