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 us wise after the event. When the wind has blown we generally discover a multitude of straws which should have shown us which way it was blowing.

Once, I remembered, in our schoolmaster days, when guineas, though regular, were few, he had had occasion to increase his wardrobe. If I recollect rightly, he thought he had a chance of a good position in the tutoring line, and only needed good clothes to make it his. He took four pounds of his salary in advance—he was in the habit of doing this; he never had any of his salary left by the end of term, it having vanished in advance loans beforehand. With this he was to buy two suits, a hat, new boots, and collars. When it came to making the purchases, he found, what he had overlooked previously in his optimistic way, that four pounds did not go very far. At the time, I remember, I thought his method of grappling with the situation