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16 course, I have not forfeited by reason of this agreement. I shall write you a check, Mr. Jephson."

For a time there was no sound in the room, save the scratching of two pens, while Mr. Thacker gazed open-mouthed at Mr. Minot, and Mr. Minot light-heartedly smiled back. Then Mr. Jephson reached for a blotter.

"I shall attend to the London end of this when I reach there five days hence," he said. "Perhaps I can find another underwriter to share the risk with me."

The transaction was completed, and his lordship rose to go.

"I am at the Plaza," he said, "if any difficulty should arise. But I sail to-night for San Marco—on the yacht of a friend." He crossed over and took Mr. Jephson's hand. "I can only hope with all my heart," he finished feelingly, "that you never have to pay this policy."

"We're with your lordship there," said Mr. Thacker sharply.

"Ah—you have been very kind," replied Lord Harrowby. "I wish you all—good day."