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Rh streak in him that odd risks appeal to," he went on. "Of course, he's scientific. All Lloyds' risks are scientifically investigated. But—occasionally—well, Jephson insured Sir Christopher Conway, K. C. B., against the arrival of twins in his family. Perhaps you recall the litigation that resulted when triplets put in their appearance?"

"I'm sorry to say I do not," said Lord Harrowby.

Mr. Minot set down the telephone. "Owen Jephson is on his way here in a taxi," he announced.

"Good old Jephson," mused Mr. Thacker, reminiscent. "Why, some of the man's risks are famous. Take that shopkeeper in the Strand—every day at noon the shadow of Nelson's Monument in Trafalgar Square falls across his door. Twenty years ago he got to worrying for fear the statue would fall some day and smash his shop. And every year since he has taken out a policy with Jephson, insuring him against that dreadful contingency."

"I seem to have heard of that," admitted Harrowby, with the ghost of a smile.