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204 pocket money left over. Does the man buy a glass of beer, the family must eat that much less; and in so far as it eats less, just that far will it impair its physical efficiency. The members of this family cannot ride in busses or trams, cannot write letters, take outings, go to a 'tu'penny gaff' for cheap vaudeville, join social or benefit clubs, nor can they buy sweetmeats, tobacco, books, or newspapers.

And further, should one child (and there are three) require a pair of shoes, the family must strike meat for a week from its bill of fare. And, since there are five pairs of feet requiring shoes, and five heads requiring hats, and five bodies requiring clothes, and since there are laws regulating indecency, the family must constantly impair its physical efficiency in order to keep warm and out of jail. For notice, when rent, coals, oil, soap, and firewood are extracted from the weekly income, there remains a daily allowance for food of 9 cents to each person; and that 9 cents cannot be lessened by buying clothes without impairing the physical efficiency.

All of which is hard enough. But the thing happens; the husband and father breaks his leg or his neck. No 9 cents a day per mouth for food is coming in; no 9½ mills worth of bread per meal; and, at the end of the week, no $1.50 for rent. So out they must go, to the streets or the workhouse,