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 little pool below him reminded him what he was waiting for. Eagerly he peered down. Little Joe Otter was just swimming towards the shore, and at the top of the bank where it was steepest and smoothest were Mrs. Joe and the two Otter children.

Mrs. Joe stretched herself flat, gave a kick with her feet, and away she slid, headfirst down the bank and splash into the water. The two children poked their heads over the edge of the bank and it was very plain that they wanted to follow but didn't quite dare.

"Come on, children!" cried Mrs. Joe, splashing and diving and swimming round and round.

But still the youngsters were