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CH. II It was not Mr. Shalford's way to explain things. "Dear, dear! Pity you couldn't get some c'mercial education at your school. 'Stid of all this lit'ry stuff. Well, my boy, If y' don't 'ussel a bit y'll never write London orders, that's pretty plain. Jest stick stamps on all those letters, and mind y'r stick 'em right way up, and try and profit a little more by the opportunities your aunt and uncle have provided ye. Can't say what'll happen t'ye if ye don't."

And Kipps, tired, hungry, and belated, set about stamping with vigour and despatch.

"Lick the envelope," said Mr. Shalford, "lick the envelope," as though he grudged the youngster the postage-stamp gum. "It's the little things mount up," he would say; and, indeed, that was his philosophy of life—to bustle and save, always to bustle and save. His political creed linked Reform, which meant nothing, with Efficiency which meant a sweated service, and Economy which meant a sweated expenditure, and his conception of a satisfactory municipal life was to "keep down the rates." Even his religion was to save his soul, and to preach a similar cheese-paring to the world.

The Indentures that bound Kipps to Mr. Shalford were antique and complex: they insisted on the latter gentleman's parental privileges; they forbade Kipps to dice and game; they made him over body and soul to