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318 which cheerfulness is insensibility, and dejection sullenness; of which the hardships are without honour, and the labours without reward.

Of these calamities there seems not to be wanting a general conviction; we hear on every side the noise of trade, and see the streets thronged with numberless multitudes, whose faces are clouded with anxiety, and whose steps are hurried by precipitation, from no other motive than the hope of gain: and the whole world is put in motion, by the desire of that wealth, which is chiefly to be valued, as it secures us from poverty; for it is more useful for defence than acquisition, and is not so much able to procure good as to exclude evil.

Yet there are always some whose passions or follies lead them to a conduct opposite to the general maxims and practice of mankind; some who seem to rush upon poverty, with the same eagerness with which others avoid it; who see their revenues hourly lessened, and the estates which they inherit from their ancestors mouldering away, without resolution to change their course of life; who persevere against all remonstrances, and go forward with full career, though they see before them the precipice of destruction.

It is not my purpose, in this paper, to expostulate with such as ruin their fortunes by expensive schemes of buildings and gardens, which they carry on with the same vanity that prompted them to begin, chusing, as it happens in a thousand other cases, the remote evil before the lighter, and deferring the shame of repentance till they incur the miseries of distress. Those for whom I intend my present admonitions, are the thoughtless, the gligent,