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Rh respectfully in our hands. I stepped forward, and with a bow tendered my credentials. 'Pray, sir,' said the man of golden consequence, 'is this a letter of business, or is it a mere letter of introduction?' This I could not well answer, for I had not read the contents of it, and I was forced to answer rather awkwardly, that I could not tell. The banker then opened the letter, read it with the manner of one who was looking only at the temporal side of things, and after reading it said, 'This is only a letter of introduction, and I expect from its contents that you are the publisher of some book or other and need my subscription.' "Had a man the size of a mountain spoken to me in that arrogant style in America, I should have indignantly resented it; but where I then was it seemed best to swallow and digest it as well as I could. So in reply to the offensive arrogance of the banker, I said I should be honoured by his subscription to