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14 old safe investments and putting it into Foreign Things, which always smash. Silence would have been criminal. Her own fortune was invested in Home Rails, and most ardently did she beg her niece to imitate her. "Then we should be together, dear." Margaret, out of politeness, invested a few hundreds in the Nottingham and Derby Railway, and though the Foreign Things did admirably and the Nottingham and Derby declined with the steady dignity of which only Home Rails are capable, Mrs. Munt never ceased to rejoice, and to say, "I did manage that, at all events. When the smash comes poor Margaret will have a nest-egg to fall back upon." This year Helen came of age, and exactly the same thing happened in Helen's case; she also would shift her money out of Consols, but she, too, almost without being pressed, consecrated a fraction of it to the Nottingham and Derby Railway. So far so good, but in social matters their aunt had accomplished nothing. Sooner or later the girls would enter on the process known as throwing themselves away, and if they had delayed hitherto, it was only that they might throw themselves more vehemently in the future. They saw too many people at Wickham Place&mdash;unshaven musicians, an actress even, German cousins (one knows what foreigners are), acquaintances picked up at Continental hotels (one knows what they are too). It was interesting, and down at Swanage no one appreciated culture more than Mrs. Munt; but it was dangerous, and disaster was bound to come. How right she was, and how lucky to be on the spot when the disaster came!

The train sped northward, under innumerable tunnels. It was only an hour's journey, but Mrs. Munt had to raise and lower the window again and again. She passed through the South Welwyn Tunnel, saw light for a moment, and entered the North Welwyn Tunnel, of tragic fame. She traversed the immense viaduct, whose arches span untroubled meadows and the dreamy