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134 He lowered his voice. "This is between friends. It'll be in the receiver's hands before Christmas. It'll smash," he added, thinking that she had not understood.

"Dear me, Helen, listen to that. And he'll have to get another place!"

"Will have? Let him leave the ship before it sinks. Let him get one now."

"Rather than wait, to make sure?"

"Decidedly."

"Why's that?"

Again the Olympian laugh, and the lowered voice. "Naturally the man who's in a situation when he applies stands a better chance, is in a stronger position, than the man who isn't. It looks as if he's worth something. I know by myself—(this is letting you into the State secrets)—it affects an employer greatly. Human nature, I'm afraid."

"I hadn't thought of that," murmured Margaret, while Helen said, "Our human nature appears to be the other way round. We employ people because they're unemployed. The boot man, for instance."

"And how does he clean the boots?"

"Not well," confessed Margaret.

"There you are!"

"Then do you really advise us to tell this youth—"

"I advise nothing," he interrupted, glancing up and down the Embankment, in case his indiscretion had been overheard. "I oughtn't to have spoken—but I happen to know, being more or less behind the scenes. The Porphyrion's a bad, bad concern—Now, don't say I said so. It's outside the Tariff Ring."

"Certainly I won't say. In fact, I don't know what that means."

"I thought an insurance company never smashed," was Helen's contribution. "Don't the others always run in and save them?"

"You're thinking of reinsurance," said Mr. Wilcox mildly. "It is exactly there that the Porphyrion is weak. It has tried to undercut, has been badly hit by a long