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 It has thousands upon thousands of lodgers who help to pay its extortionate rents. At night there is scarce a room in all the district that has not one or more of them, some above half a score, sleeping on cots, or on the floor. It is idle to speak of privacy in these "homes." The term carries no more meaning with it than would a lecture on social ethics to an audience of Hottentots. The picture is not overdrawn. In fact, in presenting the home life of these people I have been at some pains to avoid the extreme of privation, taking the cases just as they came to hand on the safer middle-ground of average earnings. Yet even the direst apparent poverty in Jewtown, unless dependent on absolute lack of work, would, were the truth known, in nine cases out of ten have a silver lining in the shape of a margin in bank.

These are the economical conditions that enable my manufacturing friend to boast that New York can "beat the world" on cheap clothing. In support of his claim he told me that a single Bowery firm last year sold fifteen thousand suits at $1.95 that averaged in cost $1.12½. With the material at fifteen cents a yard, he said, children's suits of assorted sizes can be sold at wholesale for seventy-five cents, and boys' cape overcoats at the same price. They are the same conditions that have perplexed the committee of benevolent Hebrews in charge of Baron de Hirsch's munificent gift of ten thousand dollars a month for the relief of the Jewish poor in New York. To find proper channels through which to pour this money so that it shall effect its purpose without pauperizing, and without perpetuating the problem it is sought to solve, by attracting still greater swarms, is indeed no easy task. Colonization has not in the past been a success with these people. The great mass of them are too gregarious to take