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 word is good it’s the best security there is. Oh, yes, I know the Government doesn’t think so. I guess I’ll see Tom about that note.”

Mr. Todd’s dyspepsia seemed to grow suddenly worse. He looked at the chaparral banker through his double-magnifying glasses in amazement.

“You see,” said Longley, easily explaining the thing away, “Tom heard of 2000 head of two-year-olds down near Rocky Ford on the Rio Grande that could be had for $8 a head. I reckon ’twas one of old Leandro Garcia’s outfits that he had smuggled over, and he wanted to make a quick turn on ’em. Those cattle are worth $15 on the hoof in Kansas City. Tom knew it and I knew it. He had $6000, and I let him have the $10,000 to make the deal with. His brother Ed took ’em on to market three weeks ago. He ought to be back ’most any day now with the money. When he comes Tom’ll pay that note.”

The bank examiner was shocked. It was, perhaps, his duty to step out to the telegraph office and wire the situation to the Comptroller. But he did not. He talked pointedly and effectively to Longley for three minutes. He succeeded in making the banker understand that he stood upon the border of a catastrophe. And then he offered a tiny loophole of escape.

“I am going to Hilldale’s to-night,” he told Longley, “to examine a bank there. I will pass through Chaparosa on my way back. At twelve o’clock to-