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Rh the whole into a symmetrical bundle. Then I did the same for Herbert (who modestly said he had not my administrative genius), and felt that I had brought his affairs into a focus for him.

My business habits had one other bright feature, which I called "leaving a Margin." For example; supposing Herbert's debts to be one hundred and sixty-four pounds four-and-twopence, I would say, "Leave a margin, and put them down at two hundred." Or, supposing my own to be four times as much, I would leave a margin, and put them down at seven hundred. I had the highest opinion of the wisdom of this same Margin, but I am bound to acknowledge that on looking back, I deem it to have been an expensive device. For, we always ran into new debt immediately, to the full extent of the margin, and sometimes, in the sense of freedom and solvency it imparted, got pretty far on into another margin.

But there was a calm, a rest, a virtuous hush, consequent on these examinations of our affairs, that gave me, for the time, an admirable opinion of myself. Soothed by my exertions, my method, and Herbert's compliments, I would sit with his symmetrical bundle and my own on the table before me among the stationery, and feel like a Bank of some sort, rather than a private individual.

We shut our outer door on these solemn occasions in order that we might not be interrupted. I had fallen into my serene state one evening, when we heard a letter dropped through the slit in the said door, and fall on the ground. "It's for you, Handel," said Herbert, going out and coming back with it, "and I hope there is nothing the matter." This was in allusion to its heavy black seal and border.

The letter was signed, and its contents were simply, that I was an honoured sir, and that they begged to inform me that Mrs. J. Gargery had departed this life on Monday last at twenty minutes past six in the evening, and that my attendance was requested at the interment on Monday next at three o'clock in the afternoon.