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 "And what to risk?" asked Uncle Vincent.

"A ship and a cargo."

"Nothing else?"

"Nothing, except the crew and the captain, and that does not reckon for much."

"Let us see," said Uncle Vincent.

"It is all seen," replied James Playfair. "You have read the Tribune, the New York Herald, the Times, the Richmond Inquirer, the American Review?"

"Scores of times, nephew."

"You believe, like me, that the war of the United States will last a long time still?"

"A very long time."

"You know how much this struggle will affect the interests of England, and especially those of Glasgow?"

"And more especially still the house of Playfair and Co.," replied Uncle Vincent.

"Theirs especially," added the young Captain.

"I worry myself about it every day, James, and I cannot think without terror of the commercial disasters which this war may produce; not but that the house of Playfair is firmly established, nephew; at the same time it has correspondents which may fail. Ah! those Americans, slaveholders or abolitionists, I have no faith in them!"

If Vincent Playfair was wrong in thus speaking with