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 ability that they never perform: vowing more than the perfection of ten, and discharging less than the tenth part of one."

"You can get at a man's income," he would say, "but not at his heart. Love without money won't travel as far as money without love," and many married people whose bills were overdue wondered if the old fellow was not right.

He was cold-blooded and generally disliked by the men under him. The more evil-minded gossips in the bank said he was in league with "Old Nick." That, of course, was absurd, for it does not necessarily follow, because a man suggests a means looking to an end, disreputable though it be, that he has Mephistopheles for a silent partner. The conservative element among the employees would not openly