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 and moderate, and to shun every appearance of evil: in short, it is indispensably necessary for all ranks, upon all occasions, and at all times to the end of life.

6. Economy, or frugality, is closely connected with prudence, and must he observed in every pursuit, action and undertaking—Numbers have been brought into bad circumstances and many troubles from small neglects, as well as from great errors in material affairs. People are apt to think lightly of shillings and pence, forgetting that they are the constituent parts of a pound, till a deficiency in the great article shews them their mistake, convinces them by dear-bought experience of this truth, that they might have learned from a little attention, viz. that great sums are made up of small, and that therefore he that does not regard small things may fall by little and little.

7. It is very true that we are to avoid so much frugality as leads to covetousness, but at the same time we must by prudence avoid prodigality. Our frugality must be in proportion to our income, family, and situation in life; in general we may truly say, that a little is enough for all the necessities and innocent delights in nature, and it may be justly asserted, that without economy, even a large estate may soon be wasted.

8. Prudence has two offices, viz. to inform the understanding, and to regulate the will; she determines both on maxims of speculation and practice, and keeps the mind upon its guard against prejudice and precipitation. Though fortune seems to be an universal mistress, yet prudence is her's and when we are guided by