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 represented except by his solicitor since he acquired so large an interest in the bank. As a matter of fact, I think Mr. Cole is coming here as much to examine the affairs of the branch as to look after your uncle's account. Cole is a very first-class man of business, is n't he?"

Frank's answer was a grim smile.

"Excellent!" he said dryly. "He has the scientific mind grafted to a singular business capacity."

"You don't like him?"

"I have no particular reason for not liking him," said the other. "Possibly I am being constitutionally uncharitable. He is not the type of man I greatly care for. He possesses all the virtues, according to uncle, spends his days and nights almost slavishly working for his employer. Oh, yes, I know what you are going to say; that is a very fine quality in a young man, and honestly I agree with you, only it does n't seem natural. I don't suppose anybody works as hard as I or takes as much