Page:Discipline and the Derelict (1921).pdf/59

 which were at hand. Sometimes he has not lived within his means and wishes to borrow only that he may live more extravagantly than he should. I should not want to lend to any of these, nor should I make it too easy even for the best of fellows to get a Joan.

It is a good policy for the who is hard up, if he has a definite purpose before him and an average mind and body, to borrow money to get him over the last hard pull of the senior year. I have always been sorry that I did not myself borrow more. Had I done so I could have accomplished more during my last year. But the man who bortows should really be a man who takes his obligations seriously, who meets them promptly, who, when he gives his word, keeps it.