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Rh "It might. But there, Dick, don't go to worrying. You'll have enough of that to do when you get older. Things may turn out all right" But the worried look did not leave Mr. Hamilton's face, in spite of his attempt to cheer up his son.

The next morning when Dick came down to breakfast he saw his father at the table. But, instead of eating, the millionaire was eagerly looking at a newspaper. Dick glanced over his father's shoulder. There, staring at him, in big black letters, was the heading of a long article:

"Are things—are things in bad shape, dad?" asked Dick.

"Pretty much so," replied Mr. Hamilton, not looking up. "It's not as bad as I feared, though, and our bank will not suffer. However, lots of small concerns, and some big ones, have failed."

Then Dick caught sight of another part of the paper. He could hardly believe his eyes, for, in a prominent part of the page, was an article telling of the failure of the big milk concern in which he had invested.

"Dad!" he exclaimed, taking hold of the paper, and pointing to the account.

"Yes," replied Mr. Hamilton. "I saw it. Your investment is a failure, Dick."