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Rh only a boy's excited imagination. Mr. Vanderhoof certainly seemed like a business man and not like a swindler. Of course, I may be fooled. I have been, once or twice, in my time, but you've got to take those chances. However, we'll not decide anything until we talk to him. Go ahead."

"What will I do with the youngsters?" asked Dick. "I've got five of them with me."

"Give 'em a quarter apiece and let 'em buy ice-cream," advised the millionaire, with a laugh. "That is, all but Tim. Let him come in here and wait."

"Twenty-five cents' worth of ice-cream each would put them all in the hospital," explained Dick. "I'll make 'em distribute their wealth," and, in a few moments he had sent the four boys off to see the sights of the town, happy in the possession of a quarter of a dollar each, and with strict injunctions not to get lost, and to be back at the bank in an hour.

"Me to go inside de bank?" asked Tim, when Dick told him what was wanted. "Say, I'm gittin' real swell, I am! If de kids on Hester Street could see me now dey'd t'ink I was president of a railroad," and, with a laugh he went into Mr. Hamilton's private office. While Dick was gone the millionaire questioned the newsboy, who stuck to his story that the man he had seen was a swindler, who had been under arrest in New York.

Dick made fast time to the Globe Hotel. When