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 '''19. Why are they called Capital Sins? '''

Because they are also vices; that is, main sources from which all other sins take their rise.

'''20. When do we sin by 'Pride'? '''

When we think too much of ourselves, do not give God the honor due to Him, and despise our neighbor.

'''21. When do we sin by 'Covetousness'? '''

When we inordinately seek and love money or other worldly goods, and are hard-hearted towards those who are in distress.

'''22. How do we sin by 'Lust'? '''

By indulging in immodest or impure thoughts, desires, words, or actions.