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MASSACHUSETTS with its tributaries, the Westfield, Deerfield, Millers, and Chicopee rivers, forms the principal river system of the State. The Blackstone, Hoosac, Housatonic, Charles, Nashua, Taunton, and the Merrimac are large and navigable streams.

Geology.—The rocks of Massachusetts are largely of metamorphic nature. The sands of the E. portion and Cape Cod are of glacial deposit. The rocks in the E. are of the Laurentian, Cambrian, and Carboniferous periods, and the Connecticut valley is largely Triassic. The mountains in the W. are chiefly of Silurian origin. The sandstones of the Connecticut valley are rich in fossil footprints.

Mineral Production.—The most important mineral product is stone, especially granite. The value of the stone production is about $4,000,000 annually. Clay products are valued at about $2,000,000. The total value of mineral products is about $7,000,000 per year. The State ranks first in the production of granite.

Soil.—Most of the soil is too rocky for cultivation and is suited only for pasturage. In the central counties and in the river valleys the soil is more fertile, and agriculture is carried on to a small extent, the principal crops being garden vegetables, dairy products, hay, maple sugar, and cranberries. Of the latter, the sandy coast plains produce over 300,000 bushels annually.

Agriculture.—The State is not an important producer of agricultural products, as its chief importance is industry. The production and value of the principal crops in 1919 was as follows: corn, 2,640,000 bushels, valued at $4,541,000; tobacco, 15,400,000 pounds, valued at $7,130,000; hay, 656,000 tons, valued at $17,712,000; potatoes, 2,970,000 bushels, valued at $5,643,000. The statistics of live stock are as follows: horses, about 65,000, valued at about $10,000,000; milch cows, about 160,000, valued at $10,500,000; cattle, about 85,000, valued at about $2,200,000; sheep, about 30,000, valued at about $175,000; swine, about 110,000, valued at about $1,700,000. The production of wool is about 130,000 pounds yearly.

Manufactures.—Massachusetts is preëminently a manufacturing State. The abundant water supply and transportation facilities give the State opportunities for the most varied manufactures. Lowell is noted as the largest carpet milling city in the United States. Worcester has the largest steel wire works in the world, and Holyoke ranks first in paper manufacturing. North Easton in shovels, and Lynn in electrical instruments. Lawrence is noted for its cotton and woolen

mills; Haverhill, for shoe factories; Dalton, for note paper; Taunton, for cotton and silverware; Chicopee, for bronzes, automobiles and cotton; Roxbury, for rubber goods; Wakefield, for rattan; and many other cities and towns have individual industries. In 1914 there were in the State 12,013 manufacturing establishments. The wage earners numbered 606,698. The capital invested amounted to $1,548,961,000. There were paid in wages $341,310,000, and the value of the materials used amounted to $931,384,000, and the value of the completed products amounted to $1,641,373,000.

Banking.—On Oct. 31, 1919, there were reported 159 National banks in operation, with $54,292,000 in capital, $21,306,950 in outstanding circulation, and $20,747,200 in United States bonds. There were also 196 mutual savings banks, with $1,089,550,000 in deposits, and 104 trust and loan companies with $37,406,000 capital and $31,661,000 surplus.

Education.—The total enrollment for the public schools of the State in 1918 was 607,805. The average daily attendance was 506,478. The teachers, supervisors, and principals numbered 19,609. The State has always been notable for its progress in educational matters. Attention has been given in recent years to vocational education. There are many excellent private schools. The colleges include Harvard University, Amherst College, Williams College, Holy Cross College and Boston University. For women there are Mount Holyoke College, Smith College, and Wellesley College.

Charities and Corrections.—The State takes abundant care of its dependents. The charitable and correctional institutions in the State include the State Infirmary at Tewksbury, the State Farm at Bridgewater, the Norfolk State Hospital, the Lyman School for Boys at Westboro, the Industrial School for Boys at Shirley, the State Industrial School for Girls at Lancaster, and several sanitaria. The prisons include the State Prison in Boston, the Massachusetts Reformatory at Concord, the Reformatory for Women at Sherburn.

Churches.—The strongest denominations in the State are the Roman Catholic; Congregational, Regular Baptist; Methodist Episcopal; Unitarian; Protestant Episcopal; Spiritualist, and Universalist.

Finances.—The total receipts for the fiscal year 1917 amounted to $55,402,628. Expenditures amounted to $56,062,128. At the close of the year there was a cash balance of $11,526,346. The funded debt of the State amounted to $126,555,662.