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53. The majority of building codes and standards are ignored because following them would produce buildings too expensive most people. A more effective approach might be to set up neighbourhood offices to provide technical advice on how health and safety can be improved at minimum cost. Good professional advice can lower building costs and improve quality, and might be more effective than prescribing what can or cannot be built.

54. Many poor people rent accommodation; half or more of a city's entire population may be tenants. Increasing the availability of house sites, materials, and credits does little for those who must rent. One possibility is financial support to non governmental, non-profit organizations to purchase develop property specifically for rental units. A second is support for tenants to buy out landlords and convert tenancy into cooperative ownership. /…