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 life insurance premiums when now his only relatives were on the boat and would die with him.

The captain, looking pretty rocky after his twenty-hour vigil, summoned his chief. "We're in a bad hole, Mr. Brewster," he said when they were alone, "and no mistake. A broken shaft and this weather make a pretty poor combination."

"Is there no chance of making a port for repairs?"

"I don't see it, sir. It looks like a long pull."

"We are way off our course, I suppose?" and Monty's coolness won Captain Perry's admiration.

"I can't tell just how much until I get the sun, but this wind is hell. I suspect we've drifted pretty far."

"Come and get some coffee, captain. While the storm lasts the only thing to do is to cheer up the women and trust to luck."

"You're the nerviest mate I ever shipped with, Mr. Brewster," and the captain's hand gripped Monty's in a way that meant things. It was a tribute he appreciated.

During the day Monty devoted himself to his guests, and at the first sign of pensiveness he was ready with a jest or a story. But he