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 "Speech! Speech!" echoed everywhere. Men settled into their places.

"Mr. Montgomery Brewster," Pettingill introduced.

Again the bell rang—long and loud.

"Reinforcements. I'll bet there's a patrol in the street," remarked Oliver Harrison.

"If it's only the police, let them in," said Pettingill. "I thought it was a creditor."

The waiter opened the door.

"Some one to see Mr. Brewster, sir," he announced.

"Is she pretty, waiter?" called McCloud.

"He says he is Ellis, from your grandfather's, sir!"

"My compliments to Ellis, and ask him to inform my grandfather that it's after banking hours. I'll see him in the morning," said Mr. Brewster, who had reddened under the jests of his companions.

"Grandpa doesn't want his Monty to stay out after dark," chuckled Subway Smith.

"It was most thoughtful of the old gentleman to have the man call for you with the perambulator," shouted Pettingill above the laughter. "Tell him you've already had your bottle," added McCloud.

"Waiter, tell Ellis I'm too busy to be seen,"