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Rh accounts with his own cheques. Unluckily for Lady Valeria, old habits of strict accountancy, acquired in the early days when he was adjutant of his regiment, had clung to him. He liked accounts, and was in some measure his own house-steward. There was no possibility of Lady Valeria's gambling debts being paid out of the domestic funds. Everything was done on a large scale, but by line and rule. A royal household could not have been managed more rigidly. Thus it was that Lady Valeria's money difficulties were very real difficulties; and it was only by a full confession of her folly that she could have obtained her husband's help.

It was just this confession, this humiliation, to which Lady Valeria could not bring herself. Candour was the very last virtue to which she inclined. She had not been brought up in the school of truth. Her father had been a tyrant, her mother a dealer in expedients, a diplomatist, a marvel of tact and cleverness, able to achieve wonders in domestic management and in social policy. But life at Carlavarock Castle had been a constant strain, and duplicity had become an instinct with mother and children. There had been always something to hide from the Earl—a son's debts, a daughter's flirtation, a milliner's bill, a debt of honour. Valeria had been oppressed with gambling debts before she was twenty. She had played deep, and borrowed money in her first season. She had married, hoping that General Harborough's wealth would be hers to spend as she pleased; but in this she had been disappointed. She had married the most generous of men; but she had married a man of business. He made a magnificent settlement before marriage; he made a will after marriage, leaving the bulk of his fortune to his young wife, to be hers, and in her own control, if there were no children—hers without an embargo against a second marriage. She had pin-money that would have been a liberal allowance for a countess; but she had not the handling of her husband's income. She could not have cheated him out of a five-pound note. He had told her in the beginning of their married life that it would be so. He was a man of business, and she was too young to be troubled with the sordid details of domestic life.

"Order what you like, love. Make our home as beautiful as you can. I will pay your bills, and take care that you are not cheated by your tradesmen."

At the outset Lady Valeria had accepted this arrangement as altogether delightful; but there came a time when she found that it had its inconveniences.

To-night, in the balmy September weather, the windows of the villa were all open to the sky and the garden, open to the music of the distant sea, and Lady Valeria was sitting in the verandah where a week ago she had bidden farewell to Bothwell