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 Once he cabled, "Expect good news in ten days"; and a little later, "Look out for good news"; and in a few days, "Nearing success."

Those Sellers-like messages could not but appeal to Mrs. Clemens's sense of humor, even in those dark days. To her sister she wrote, "They make me laugh, for they are so like my beloved Colonel."

The affairs of Webster & Co. Mr. Rogers found in a bad way. When, at last, in April, 1894, the crisis came—a demand by the chief creditors for payment—he advised immediate assignment as the only course.

So the firm of Webster & Co. closed its doors. The business which less than ten years before had begun so prosperously had ended in failure. Mark Twain, nearing fifty-nine, was bankrupt. When all the firm's effects had been sold and applied on the accounts, he was still more than seventy thousand dollars in debt. Friends stepped in and offered to lend him money, but he declined these offers. Through Mr. Rogers a basis of settlement at fifty cents on the dollar was arranged, and Mark Twain said, "Give me time, and I will pay the other fifty."

No one but his wife and Mr. Rogers, however, believed that at his age he would be able to make good the promise. Many advised him not to attempt it, but to settle once and for all on the legal basis as arranged. Sometimes, in moments of despondency, he almost surrendered. Once he said:

"I need not dream of paying it. I never could manage it."

But these were only the hard moments. For the