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was up and stirring before six o'clock the next morning. He felt like a person beginning life brand-new again.

When his mother appeared half-an-hour later, she found everything tidied up, including Frank himself, who hurried through a good, hearty breakfast with an important business engagement in view.

"You will excuse me for calling at your home instead of the office," said Frank to Mr. Buckner, a little later.

"That's all right, Frank," declared the insurance man, shaking hands heartily with his early caller. "Time is money, and of course you want to utilize it to the best advantage. Well, what's the news?"

Frank recited the progress of the day previous. When he came to tell of the sale of the old junk at Riverton, his host laughed till the tears ran down his cheeks.