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Now Oliver knew as well as I that we were dreadfully poor. Ever since Father died, Alec had made it very plain to us that we were on the ragged edge of financial disaster. We had never been what any one could call prosperous—at least not since I could remember—but when Alec took hold of the reins at Father's woollen mills he found things in a pretty bad condition, I guess. He explained to Malcolm and Oliver just exactly how uncertain our financial future was, before they even started in at college. He told them that they must let it be known, early in their college course, that they couldn't afford the luxuries of well-to-do men's sons. He said that college must mean to them a period of serious preparation. It was only due to Tom's generosity, he explained, that it was possible for the twins to go to college at all. Tom assumed the responsibility of the twins' tuition. "And sometime," announced Alec emphatically, "both you boys are to pay back that loan, every cent." "Sure. Certainly. Count on us!" were the replies they made. They were overwhelming in their assurances. There was no grumbling then when Alec preached to them about economy.

It was just before the twins went to college that we were all put on an allowance. Alec called us together one day in the sitting-room and we talked it over.