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310 and being a gregarious animal I had made many friends, some of them belonging to a New York set that had little to do but get rid of the large incomes given them by their parents. Still, I was very well paid, and I was too busy even to attempt to go very far with them in that amusing occupation. I was still well on the right side of the ledger until I began, merely out of curiosity, to play at speculation. It's a very old story–particularly in Wall Street. I thought it was easy; I was lucky at first; I would always be prudent–and so on. Then came the day when I went out of my depth. In one week I was separated from my roll, as Bunner expressed it when I told him; and I owed money too. I had had my lesson. Now in this pass I went to Manderson and told him what I had done and how I stood. He heard me with a very grim smile, and then, with the nearest approach to sympathy I had ever found in him, he advanced me a sum on account of my salary that would clear me. "Don't play the markets any more," was all he said.

'Now on that Sunday night Manderson knew that I was practically without any money