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 or too late; and I should not be surprised if he appeared before us at the last minute."

"Why," said Andrew Stuart nervously, "if I should see him, I should not believe it was he."

"The fact is," resumed Thomas Flanagan, "Mr. Fogg's project was absurdly foolish. Whatever his punctuality, he could not prevent the delays which were certain to occur; and a delay of only two or three days would be fatal to his tour."

"Observe, too," added John Sullivan, "that we have received no intelligence from him, though there are telegraphic lines all along his route."

"He has lost, gentleman," said Andrew Stuart, "he has a hundred times lost! You know, besides, that the 'China'—the only steamer he could have taken from New York to get here in time arrived yesterday. I have seen a list of the passengers, and the name of Phileas Fogg is not among them. Even if we admit that fortune has favoured him, he can scarcely have reached America. I think he will be at least twenty days behindhand, and that Lord Albemarle will lose a cool five thousand."

"It is clear," replied Gauthier Ralph; "and we have nothing to do but to present Mr. Fogg's cheque at Barings to-morrow."

At this moment, the hands of the club clock pointed to twenty minutes to nine.