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476 these men; what were wanted in such houses as these in Mark and Mincing Lanes were sharp lads of from seventeen to nineteen, trained at Board Schools, who could reckon rapidly, and were not above being sent messages; lads who would be filed into business shape, who were disciplinable to take a special line, not young men educated already and with their heads stuffed with matter utterly useless for business.

In a state of discouragement Jingles next visited Lloyds. There it was the same. What did he want? To become an underwriter! Well and good, let him deposit five thousand pounds and find a clerk at two hundred, with five per cent, on all transactions, till he had himself thoroughly mastered the system of underwriting. He could not afford this. He must be taken on as clerk. Where? At Lloyds, or at one of the Marine Insurance offices that has its base at Lloyds. What did he know of the work? The clerk has to go round with policies to be initialed, and when the books return to the office after four o'clock, he has to make them up. What did he understand about the value of cargoes and the risks run? There was no place for him in a Marine Insurance. Some one recommended him to try stockbroking.

Like a greenhorn, as he was, Jingles made at once for the Exchange, and, passing the porters, entered the House. The vast space was crowded. The din bewildered him. He heard names shouted from the telegraph offices, the call of porters, the voices of the stock-jobbers raised in dispute or argument. All at once an exclamation, "Seventeen hundred." Then ensued a gravitation towards himself, and in a moment his hat was knocked over his eyes, then he was thrust, elbowed, jostled from side to side.

When he recovered his sight, his hat was snatched from