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knowledge that one has a remedy within reach is often as effectual as the remedy itself, if not more so; which may account for the fact that, although a considerable number of weeks had elapsed since Peter Tourmalin had drawn his second cheque on the Anglo-Australian Joint Stock Time Bank Limited, that cheque still remained unpresented.

The day fixed for his wedding with Sophia was drawing near; the flat in the Marylebone Road, which was to be the scene of their joint felicity, had to be furnished, and this occupied most of his time. Sophia took the entire business upon herself, for she had scientific