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 agreements have not the slightest intention of breaking bargains. Nay, those agreements which are not protected by government (those of the Exchange, or card debts) are perhaps better kept than any others. The simple habit of keeping one's word, the desire of not not losing confidence, are quite sufficient in an overwhelming majority of cases to enforce the keeping of agreements. Of course, it may be said that there is still the government which might enforce them if necessary. But not to speak of the numberless cases which could not even be brought before a court, everybody who has the slightest acquaintance with trade will undoubtedly confirm the assertion that, if there were not so strong a feeling of honour in keeping agreements, trade itself would become utterly impossible. Even those merchants and manufacturers who feel not the slightest remorse when poisoning their customers with all kinds of abominable drugs, duly labelled, even they also keep their commercial agreements. But, if such a relative morality as commercial honesty exists now, under the present conditions, when enrichment is the chief motive, the same feeling will further develop very fast as soon as robbing somebody of the fruits of his labour is no longer the economical basis of our life.

Another striking feature of our century tells in favour of the same no-government tendency. It is the steady enlargement of the field covered by private initiative, and the recent growth of large organisations resulting merely and simply from free agreement. The railway net of Europe—a confederation of so many scores of separate societies—and the direct transport of passengers and merchandise over so many lines which were built independently and federated together, without even so much as a Central Board of European Railways, are a most striking instance of what is already done by mere agreement. If fifty years ago somebody had predicted that railways built by so many separate companies finally would constitute so perfect a net as they do to-day, he surely would have been treated as a fool. It would have been urged that so many companies, prosecuting their own interests, would never agree without an International Board of Railways, supported by an International Convention of the European States, and endowed with governmental powers. But no such board was resorted to, and the agreement came nevertheless. The Dutch Beurden, or associations of ship and boat owners, are extending now their organisations over the rivers of Germany, and even to the shipping trade of the Baltic; the numberless amalgamated manufacturers'