Page:American Journal of Sociology Volume 2.djvu/793

 INSURANCE AGAINST NON-EMPLOYMENT

777

ad class : earning from 15 to 24 fr. per week

ing

more than 24 fr. per week

15 centimes 20 centimes

20 centimes 30 centimes 50 centimes

to be divided into three groups and each group into three classes. Their weekly contributions were as follow- :

ist class: earning less than 15 fr. per week

First group : those engaged in

mfg. industries, 10 centimes

Second group : those engaged

in building trades not subject

to irregularities, Third group: those engaged in

building trades exposed to

climatic conditions, 30 centimes 45 centimes 60 centimes

The benefits vary from a minimum of eighty centimes (six- teen cents) per day for the unmarried man of the first class to a maximum of two francs (forty cents) per day for the married man of the third class having more than one child younger than fourteen years of age. The details are quite complex. Relief is given for no more than ninety-one days.

The case at Bologna is quite simple and relatively unimpor- tant. The annual dues are one dollar for those over twenty-one years of age, and sixty-six cents for those younger. This must be paid between June 1st and October i8th. After this date the insured is entitled to relief, for not more than forty days begin- ning with the sixth day out of work, amounting to twenty cents per day if over twenty-one years of age and twelve cents per day if younger.

So far as the insured are concerned these constitute all the financial obligations save in one instance. The Chicago associ- ation provides that beneficiaries shall be further bound to pay upon demand a special assessment of such an amount as may be needed to pay the indemnities, benefits, or expenses of conduct- ing the business, provided that such total additional assessment shall not aggregate, during the period of one year, more than one-fourth of the total amount agreed by the beneficiary to be paid during such year. It is specified that such assessment shall be made, if at all, only in the event of special and unforeseen necessity, such as epidemics, disastrous fires, or unusual dis-