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RS. LARRY sat at the old mahogany secretary which had been Great-aunt Abigail's wedding gift, her elbows planted in a litter of papers covered with figures and her despairing gaze fixed on a row of small manila envelopes.

It was the second day after the lecture at the Kimbell store on "What Do You Do With Father's Money?" Mrs. Larry had attacked her account book and budget envelopes in a fine spirit of enthusiasm. With an intelligent knowledge of true fabric values, she would be able now to transfer from the two envelopes marked "Operating Expenses" and "Clothing," to the one marked "Luxuries," at least ten dollars a month.