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Rh merchant-captain. I suppose that certain traits in these characters are readily convertible.

"Young man," said he, after taking several meditative puffs of his cigar, "I don't see the point of your living in a tavern, when there are folks about you with more house-room than they know what to do with. A tavern is only half a house, just as one of these new-fashioned screw-propellers is only half a ship. Suppose you walk round and take a look at my place. I own quite a respectable house over yonder to the left of the town. Do you see that old wharf with the tumble-down warehouses, and the long row of elms behind it? I live right in the midst of the elms. We have the dearest little garden in the world, stretching down to the water's edge. It's all as quiet as anything can be, short of a graveyard. The back windows, you know, overlook the harbor; and you can see twenty miles up the bay, and fifty miles out to sea. You can paint to yourself there the livelong day, with no more fear of intrusion than if you were out yonder at the light-ship. There's no one but myself and my daughter, who's a perfect lady, Sir. She teaches music in a young ladies' school. You see, money's an object, as they say. We have never taken boarders yet, because none came in our track; but I guess we can learn the ways. I suppose you've boarded before; you can put us up to a thing or two."