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 President Banks—he hadn't quite decided yet. So the baby was called Phil for short. And then, later on, there was a third child, and as Mr. Banks couldn't very well call him Theophilus, too, he decided to keep as much of the name in the family as was possible. So the Baby was called Theodore, or Toddy for short.

Mr. Banks played golf. He was a very active man, and he played more golf in an afternoon than anybody else at his club. Sometimes the friends he was playing with would stop for tea after hitting the ball only seventy-five times, but Mr. Banks would never stop until he had hit it a hundred and twenty times. He was that sort of man. You would have thought that they would have given him a prize for being so active, but they didn't. They always gave it to the others. Almost everybody in the club was given a little