McCarran-Ferguson Act


 * Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,


 * the Congress hereby declares that the continued regulation and taxation by the several States of the business of insurance is in the public interest, and that silence on the part of the Congress shall not be construed to impose any barrier to the regulation or taxation of such business by the several States.

{{SECTION|SEC. 4.|SEC. 4}}.

 * Nothing contained in this Act shall be construed to affect in any manner the application to the business of insurance of the Act of July 5, 1935, as amended, known as the National Labor Relations Act, or the Act of June 25, 1938, as amended, known as the Fair Labor Standards Act of 1938, or the Act of June 5, 1920, known as the Merchant Marine Act, 1920.

{{SECTION|SEC. 5.|SEC. 5}}.

 * As used in this Act, the term ‘‘State’’ includes the several States, Alaska, Hawaii, Puerto Rico, and the District of Columbia.

{{SECTION|SEC. 6.|SEC. 6}}.

 * If any provision of this Act, or the application of such provision to any person or circumstances, shall be held invalid, the remainder of the Act, and the application of such provision to persons or circumstances other than those as to which it is held invalid, shall not be affected.

Approved March 9, 1945.